A history of financial strength

As a privately held and employee-owned company, Sammons Financial Group is not driven by short-term earnings pressures. We plan for the long term, which has resulted in a consistently strong performance throughout the years – even during tough economic times. We honor our commitments to our customers with a disciplined and conservative investment strategy. We closely monitor our investments, maintain a balanced and diversified portfolio, and a strong capital position. Our bottom line is the bottom line when it comes to honoring the financial commitments we make to our customers.

The importance of financial ratings

Statutory financial information

Midland National® Life Insurance Company
2024	Q1 Statement	Q2 Statement	Q3 Statement
2023	Q1 Statement	Q2 Statement	Q3 Statement	2023 Annual Statement

North American Company for Life and Health Insurance®
2024	Q1 Statement	Q2 Statement	Q3 Statement
2023	Q1 Statement	Q2 Statement	Q3 Statement	2023 Annual Statement

GAAP financial information

Sammons Financial Group
2024	Q3 Condensed Financials	Q3 2024 Financial Supplement
2023	2023 SFG GAAP Audit

Additional information

Investor Presentation

SFG Bermuda GAAP Audit

SFG Bermuda Stat Audit

ALIRT Bermuda Supplemental

Contact us

Sammons Financial Group bondholders wishing to obtain access to additional financial information, please e-mail SFG Investor Relations.

InvestorRelations@sfgmembers.com

_{¹A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company’s financial strength, operating performance, and ability to meet its obligations to policyholders. The ratings above apply to Midland National Life Insurance Company and North American Company for Life and Health Insurance's financial strength and claims-paying ability. A.M. Best rating affirmed on August 13, 2024. For the latest rating, access ambest.com. Awarded to Midland National Life Insurance Company and North American Company for Life and Health Insurance as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. A.M. Best rating affirmed on August 13, 2024. For the latest rating, access www.ambest.com. Midland National and North American are rated "A+" (Superior) by A.M. Best - effective August 13, 2024. "A+" is the second of 15 ratings.}

_{² Sammons Financial Group® is comprised of North American Company for Life and Health Insurance®, Midland National ® Life Insurance Company, including its divisions Sammons® Corporate Markets Group, Sammons Retirement Solutions®, Inc. and Sammons Financial Network ®, LLC, member FINRA.}

_{³ S&P Global Ratings awarded its "A+" (Strong) rating for insurer financial strength on Feb. 26, 2009 and affirmed on May 22, 2024 to Midland National Life Insurance Company and North American Company for Life and Health Insurance as a member of Sammons® Financial Group , Inc. The "A+" (Strong) rating, is the fifth highest out of 22 available ratings.}

_{⁴ A+ (Stable) Rated by Fitch Ratings. Fitch Ratings, a global leader in financial information services and credit ratings, on June 26, 2024, assigned an Insurer Financial Strength rating of A+ Stable for Midland National and North American. This rating is the fifth highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information, read the Fitch Ratings report.}